Terms of Use & Disclaimer

CollegeLens is a free educational platform designed to help students, parents, and guardians understand, compare, and plan for college funding. The Platform provides tools to:

• Compare estimated college costs using publicly available U.S. Department of Education College Scorecard data.
• Upload and analyze financial aid award letters to visualize total cost of attendance, funding gaps, and estimated borrowing.
• Build a personalized college funding plan based on information you provide.
• Access educational content, articles, and resources related to student loans, scholarships, and financial aid.

The Platform is intended for use by individuals who are at least 13 years of age. By using CollegeLens, you represent and warrant that:

• You are at least 13 years old, or you are a parent or legal guardian using the Platform on behalf of a minor.
• You have the legal capacity to agree to these Terms.
• Your use of the Platform complies with all applicable laws and regulations.

If you are under 18, we encourage parental involvement in your use of the Platform. We do not knowingly collect personal information from children under 13 without parental consent.

CollegeLens uses a lightweight session-based account system. You may begin using the Platform without creating a formal account; however, certain features — including saving a funding plan, accessing your dashboard, and viewing prior results — require you to authenticate your session by providing a valid email address.

You agree to use the Platform only for lawful purposes and in accordance with these Terms. You agree NOT to:

• Use the Platform for any fraudulent, deceptive, or misleading purpose.
• Upload award letters, documents, or data that do not belong to you or that you are not authorized to share.
• Attempt to gain unauthorized access to any part of the Platform, its servers, or connected systems.
• Use automated scripts, bots, scrapers, or other automated means to access or collect data from the Platform.
• Reverse-engineer, decompile, or disassemble any part of the Platform.
• Interfere with or disrupt the integrity or performance of the Platform.
• Impersonate any person or entity or misrepresent your affiliation with any person or entity.
• Use the Platform in any manner that could damage, disable, overburden, or impair it.

We reserve the right to terminate or suspend your access for any violation of this section without prior notice.

Cost comparison data displayed on CollegeLens is sourced from the U.S. Department of Education College Scorecard, a publicly available federal database. This data is provided for informational and educational purposes only.

• College Scorecard data reflects federal reporting by institutions and may not be current, complete, or applicable to your individual situation.
• Not all schools report all data fields to the College Scorecard. Missing fields are indicated on the Platform and do not imply any deficiency in the institution.
• CollegeLens does not independently verify, endorse, or guarantee the accuracy of College Scorecard data.

CollegeLens has no affiliation with the U.S. Department of Education. All College Scorecard data is used in accordance with the applicable federal open data policy.

Cost estimates, gap analyses, monthly repayment projections, and funding recommendations generated by the Platform are approximations based on the data you provide and publicly available information. They are not guarantees of actual costs, aid awards, or loan terms.

We strongly encourage you to consult with your school financial aid office, a licensed financial advisor, or other qualified professional before making any major financial decisions regarding your education.

CollegeLens does not recommend specific lenders, loan products, or financial institutions. Any mentions of loan types (e.g., federal loans, private loans) are purely educational.

THE PLATFORM IS PROVIDED ON AN "AS IS" AND "AS AVAILABLE" BASIS WITHOUT WARRANTIES OF ANY KIND, EXPRESS OR IMPLIED. To the fullest extent permitted by law, CollegeLens disclaims all warranties including implied warranties of merchantability, fitness for a particular purpose, accuracy, and non-infringement.

Without limiting the foregoing, we do not warrant that:

• The Platform will be uninterrupted, error-free, or secure.
• Any information on the Platform, including cost estimates, is accurate, complete, or current.
• The Platform will meet your specific educational or financial planning needs.
• Defects in the Platform will be corrected.

TO THE FULLEST EXTENT PERMITTED BY APPLICABLE LAW, COLLEGELENS AND ITS OFFICERS, DIRECTORS, EMPLOYEES, AND AGENTS SHALL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES arising out of or related to your use of or inability to use the Platform, including but not limited to: loss of data, financial loss resulting from reliance on Platform estimates, unauthorized access to your data, or decisions made based on Platform content.

Our total aggregate liability to you for any claim arising out of or related to the Platform shall not exceed the greater of (a) $100.00 or (b) the amount you paid, if any, to access the Platform in the twelve months preceding the claim.

You agree to defend, indemnify, and hold harmless CollegeLens and its officers, directors, employees, and agents from and against any claims, liabilities, damages, judgments, awards, losses, costs, or expenses (including reasonable attorney fees) arising out of or relating to: (a) your use of the Platform; (b) your violation of these Terms; (c) your violation of any third-party right; or (d) any content you upload or submit to the Platform.

The Platform may contain links to third-party websites, including government databases, educational institutions, and informational resources. These links are provided for convenience only. CollegeLens does not endorse and is not responsible for the content, privacy practices, or accuracy of any third-party website.

Your interactions with third-party websites are governed by their own terms and privacy policies. We encourage you to review them before providing any personal information.

We reserve the right to modify these Terms at any time. If we make material changes, we will update the "Last Updated" date at the top of this page and, where appropriate, notify you via email or a prominent notice on the Platform. Your continued use of the Platform after any changes constitutes your acceptance of the revised Terms.

We encourage you to review these Terms periodically. If you do not agree to the updated Terms, you should discontinue use of the Platform.

We may terminate or suspend your access to the Platform at any time, with or without notice, for conduct that we believe violates these Terms or is harmful to other users, us, or third parties, or for any other reason at our sole discretion.

Upon termination, your right to use the Platform will immediately cease. Provisions of these Terms that by their nature should survive termination — including intellectual property, disclaimers, limitation of liability, and indemnification — shall survive.

These Terms are governed by and construed in accordance with the laws of the United States and the State of Nevada, without regard to conflict of law principles. Any legal action arising under these Terms shall be subject to the exclusive jurisdiction of the state and federal courts located in Clark County, Nevada (Las Vegas).

Any dispute arising out of or relating to these Terms or the Platform shall first be addressed by contacting us at support@collegelens.ai to attempt informal resolution. If informal resolution fails, disputes shall be resolved by binding arbitration in Las Vegas, Nevada, under the rules of the American Arbitration Association, except that either party may seek injunctive or other equitable relief in a court of competent jurisdiction in Clark County, Nevada.

You agree that any claims must be brought individually and not as part of a class action or representative proceeding.

If you have any questions about these Terms, please contact us: